HSA Limits for 2022

The following chart shows the health savings account (HSA) limits that will apply for 2022, along with the 2021 limits for comparison purposes. The IRS limits for HSA contributions increase for 2022. The out-of-pocket maximum limits for high deductible health plans (HDHPs) also increase for 2022. The minimum deductible limits for HDHPs remain the same.

Type of Limit 2021 2022 Change
HSA Contribution Limit Self-only $3,600 $3,650 Up $50
Family $7,200 $7,300 Up $100
HSA Catch-up Contributions (not subject to adjustment for inflation) Age 55 or older $1,000 $1,000 No change
HDHP Minimum Deductible Self-only $1,400 $1,400 No change
Family $2,800 $2,800 No change
HDHP Maximum Out-of-pocket Self-only $7,000 $7,050 Up $50
Family $14,000 $14,100 Up $100

Links And Resources
IRS Revenue Procedure 2021-25—HSA limits for 2022
IRS Revenue Procedure 2020-32—HSA limits for 2021


This Bulletin is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice. Design ©2020 Zywave, Inc. All rights reserved.

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