HHS Revises Cost-sharing Limits for 2026 Plan Years On June 25, 2025, the U.S. Department of Health and Human Services (HHS) published a final rule to implement new standards for the Affordable Care Act’s (ACA) Marketplaces. This final rule also updates the methodology used for calculating the ACA’s maximum annual limitation on cost sharing. [...]
EEOC Opens EEO-1 Reporting Portal for 2024 Data; Reports Due June 24 The portal for employers to submit 2024 EEO-1 Reports to the U.S. Equal Employment Opportunity Commission (EEOC) opened on May 20, 2025. The deadline to file 2024 EEO-1 Reports is June 24, 2025. EEO-1 Overview The EEO-1 Report is a federally mandated [...]
What Is Medicare Supplement Insurance (Medigap)? Know Your Benefits Navigating the intricacies of health care insurance can be daunting, especially for those approaching retirement age or already enrolled in Medicare. While original Medicare provides essential coverage, it often leaves beneficiaries with out-of-pocket costs. To address these gaps, many individuals turn to Medicare supplement insurance, [...]
Virginia Expands Noncompete Ban On March 24, 2025, Virginia amended its restrictive covenant law to prohibit employers from entering into noncompete agreements with employees who are eligible for overtime pay under the federal Fair Labor Standards Act (FLSA). The amendment takes effect July 1, 2025. Background Currently, Virginia’s restrictive covenant law prohibits employers from [...]
Wyoming Enacts Noncompete Ban On March 19, 2025, Wyoming enacted a law banning contractual noncompete agreements in most circumstances. The law also includes specific requirements for physician noncompete agreements. The new law applies to contracts entered into on or after July 1, 2025. Overview of Noncompete Ban The new law bans all noncompete agreements [...]
DOL Updates Model Employer CHIP Notice The U.S. Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), has released a new model Employer CHIP Notice with information current as of March 17, 2025. Background As a reminder, the Children’s Health Insurance Program Reauthorization Act of 2009 (CHIPRA) imposes an annual notice requirement [...]
Employers Should Start Preparing for 2025 RxDC Reporting Group health plans and health insurance issuers must annually submit detailed information on prescription drug and health care spending to the Centers for Medicare & Medicaid Services (CMS). This reporting is referred to as the “prescription drug data collection” (or “RxDC report”). The next RxDC report [...]
OSHA Proposes Heat Injury and Illness Prevention Standard On Aug. 30, 2024, the U.S. Department of Labor’s (DOL) Occupational Safety and Health Administration (OSHA) published a notice of proposed rulemaking in the Federal Register to protect workers from heat injury and illness. If finalized, the new standard would apply to all employers conducting indoor [...]
Deadline for California 2024 Pay Data Reporting Is May 14, 2025 Each year, group health plan sponsors are required to complete an online disclosure form with the Centers for Medicare & Medicaid Services (CMS), indicating whether the plan’s prescription drug coverage is creditable or non-creditable. This disclosure requirement applies when an employer-sponsored group health [...]
Deadline for California 2024 Pay Data Reporting Is May 14, 2025 Employers with 100 or more employees and/or 100 or more workers hired through labor contractors, in each case at least one of whom is in California, must file annual workforce pay data reports with the state Civil Rights Department (CRD). 2024 pay data [...]
