Medicare Part D Notices Are Due Before Oct. 15, 2025 Each year, Medicare Part D requires group health plan sponsors to disclose to individuals who are eligible for Medicare Part D and to the Centers for Medicare and Medicaid Services (CMS) whether the health plan’s prescription drug coverage is creditable. Plan sponsors must provide [...]
New Order Directs Federal Agencies to Expand 401(k) Investment Options On August 7, 2025, President Donald Trump issued an executive order titled Democratizing Access to Alternative Assets for 401(k) Investors. The order directs federal agencies to review existing guidance regarding alternative investments in 401(k) and other defined-contribution retirement plans and instructs them to take [...]
ACA Pay-or-Play Changes May Impact Employers in 2026 The Affordable Care Act (ACA) requires applicable large employers (ALEs) to offer affordable, minimum-value (MV) health coverage to their full-time employees (FTEs) or risk paying a penalty. This employer mandate provision is known as the “employer shared responsibility” or “pay-or-play” rules. An ALE is only liable [...]
Oct. 15 Deadline Approaching for Part D Notices and Form 5500 Extensions As a reminder, the deadline to distribute Part D notices and the extended Form 5500 filing deadline for calendar year plans is Oct. 15, 2025. This deadline applies to employers with group health plans that provide prescription drug coverage and those with [...]
Consumer Price Index: Medical Care The consumer price index (CPI) is an economic indicator widely used to gauge inflation and inform policymaking, investment decisions and cost-of-living adjustments. The CPI’s medical care index, one of eight major groups in the CPI, measures the change in prices paid by consumers for medical goods and services. The [...]
HR&P is proud to bring you the Photo of the Game following each UH Men’s Basketball contest.
HR&P proudly honors our military service members by sponsoring the football Military Salute of the Game before the University of Houston’s Coogs took on SFA. To kick off the first game of the season against Stephen F. Austin, Melissa Gutierrez was proudly recognized by a standing ovation during the HR&P Military Salute. She is [...]
HR&P is proud to bring you the Photo of the Game following each UH Men’s Basketball contest.
HR&P is proud to bring you the Photo of the Game following each UH Men’s Basketball contest.
Christopher Fisher Speaks at Breakfast Panel Event with Bernstein Private Wealth Management and Bowen, Miclette & Britt Insurance Agency In today’s hyper-competitive business environment, employee benefits are no longer just perks—they’re strategic levers for attracting top talent, mitigating risk, and fueling sustainable growth. That’s the message that resonated loud and clear during this high-impact [...]
